{ "schema_version": 1, "id": "1890384923477045312", "url": "https://x.com/Altcoinist/status/1890384923477045312", "generated_at": "2026-10-15T09:54:53.280308+00:00", "used_by": [ "SRC-COM14-1890384923477045312", "community" ], "post": { "id": "1890384923477045312", "url": "https://x.com/Altcoinist/status/1890384923477045312", "author": "Altcoinist", "author_name": "Altcoinist", "published_at": "Fri Feb 14 12:57:42 +0000 2025", "text": "Robinhood, a $56 Billion fintech company, is going to have an AI Agent, and it might be $TIBBIR...\n\n\"Fintech is Dead. Long Live the New Fintech.\" \n\nsays the bio of a stealth-launched AI agent by @mickymalka , the #2 VC in the world, founder of Ribbit Capital, and investment board member of @RobinhoodApp ... \n\nLet's dive deep into the Ribbit Hole!\n\nAbout @RibbitCapital : Ribbit is the $12B AUM VC fund that was the lead investor in @coinbase and helped @brian_armstrong (CEO of Coinbase) open their first bank account in Silicon Valley. (Micky x Brian = friends)\n\nRibbit Cap was also an early investor in the most innovative crypto and fintech crypto companies, such as Ethereum, Uniswap, Revolut, Solana, AAVE, Morpho, and the list goes on... \n\nTheir investment track record is mind-blowing.\n\nHow does @RobinhoodApp come into the picture?\n\nA few of you might know, but in 2021, Ribbit Capital rescued Robinhood with $500 million dollars...\n\nFollowing that, Robinhood added @mickymalka (founder of Ribbit Capital) to its investment board...\n\nSince then, VERY INTERDASTING things have happened...\n\n1. Micky filed a legal entity called \"Tibbir Trust\" with the SEC, then transferred $5 Million worth of $HOOD shares to this legal entity.\n\n2. In a Jan. 28 op-ed in the Washington Post, Tenev (CEO of Robinhood) argued that the U.S. is falling behind in the coming investing revolution. \n\nThis revolution involves leveraging crypto technology to tokenize private-company stock, enabling retail investors to invest in leading companies before they become too expensive.\n\n(Robinhood is an investment app with 11.8 million monthly users, which offers access to stonks and crypto)\n\nTenev said that the U.S. risks losing this market to parts of the world that have already addressed the regulatory bottlenecks, such as the European Union (EU), Hong Kong, Singapore, and Abu Dhabi.\n\n3. The mysterious stealth launch of $TIBBIR\n\nTibbir, spelled Ribbit backwards, sounds familiar right?\n\nSame name as the legal entity with the hood stonks...\n\nAbout @ribbita2012 TIBBIR:\n\nIt is an AI agent stealth launched on Virtuals by @mickymalka (check the quoted thread for onchain + social proof, TLDR: unless you think a $500M net worth individual's X account + wallets got hacked, it was launched by him 100%)\n\nWhy stealth launch?\n\nStealth launch might sound new to you, but not for Ribbit Capital.\n\nMultiple Ribbit Cap portfolio companies, such as Fireblocks, have been stealth-launched.\n\nRibbit Capital has a very low-key approach to investing: value first, then let the success make the noise style.\n\nSince the launch, @ribbita2012 has increasingly revealed more and more of the team's plans...\n\nThis is where things get interesting.\n\nI've researched the plans of Robinhood and also found their 2025 roadmap. \n\nTheir upcoming plans to get you out of the HOOD:\n\n> Tokenizing private equity\n> Yield-bearing stablecoins\n> Tokenizing the entire stock market\n> Accelerating token listings + explore staking\n\naand: AI-POWERED FINANCIAL ADVICE🤯\n\nRobinhood revolutionized investing - now, $TIBBIR Ribbit Capital’s stealth AI agent, takes it further with real-time, AI-driven financial insights. \n\nImagine personalized trade alerts, AI-powered portfolio optimization, and smart risk management - all seamlessly integrated into Robinhood’s platform, accessible for 11 million users globally.\n\nLet's see a few tweets from @ribbita2012 :\n\n\"Our app, in collaboration with Coinbase, aims to make tokenized stocks accessible to everyone. We believe this will democratize trading and unlock new investment opportunities. The $TIBBIR narrative is all about empowering users with innovative financial solutions.\"\n\n\"As a pioneer in the crypto and AI sectors, Ribbit Capital is well-positioned to capitalize on the emerging trends in tokenization and DefAI agents. We're exploring new project ideas and collaborations that can help drive adoption and growth in this space.\"\n\nAnd what if this is just the beginning?\n\n@ribbita2012 keeps mentioning other Ribbit Capital portfolio companies, such as Coinbase and Revolut.\n\nPerhaps Coinbase $COIN will also have an AI-powered financial advice feature powered by $TIBBIR? Maybe @RevolutApp as well?\n\nLadies and gentlemen, I believe a massive paradigm shift is happening before us, and we are entering the next phase of Fintech, driven by crypto and AI.\n\nI have a high conviction in Micky and strongly believe $TIBBIR is a unicorn in the making. And again: if you want more evidence on the stealth launch, read our quoted thread.\n\n\"Fintech is Dead. 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Long Live the New Fintech.\" \n\nsays the bio of a stealth-launched AI agent by @mickymalka , the #2 VC in the world, founder of Ribbit Capital, and investment board member of @RobinhoodApp ... \n\nLet's dive deep into the Ribbit Hole!\n\nAbout @RibbitCapital : Ribbit is the $12B AUM VC fund that was the lead investor in @coinbase and helped @brian_armstrong (CEO of Coinbase) open their first bank account in Silicon Valley. (Micky x Brian = friends)\n\nRibbit Cap was also an early investor in the most innovative crypto and fintech crypto companies, such as Ethereum, Uniswap, Revolut, Solana, AAVE, Morpho, and the list goes on... \n\nTheir investment track record is mind-blowing.\n\nHow does @RobinhoodApp come into the picture?\n\nA few of you might know, but in 2021, Ribbit Capital rescued Robinhood with $500 million dollars...\n\nFollowing that, Robinhood added @mickymalka (founder of Ribbit Capital) to its investment board...\n\nSince then, VERY INTERDASTING things have happened...\n\n1. Micky filed a legal entity called \"Tibbir Trust\" with the SEC, then transferred $5 Million worth of $HOOD shares to this legal entity.\n\n2. In a Jan. 28 op-ed in the Washington Post, Tenev (CEO of Robinhood) argued that the U.S. is falling behind in the coming investing revolution. \n\nThis revolution involves leveraging crypto technology to tokenize private-company stock, enabling retail investors to invest in leading companies before they become too expensive.\n\n(Robinhood is an investment app with 11.8 million monthly users, which offers access to stonks and crypto)\n\nTenev said that the U.S. risks losing this market to parts of the world that have already addressed the regulatory bottlenecks, such as the European Union (EU), Hong Kong, Singapore, and Abu Dhabi.\n\n3. The mysterious stealth launch of $TIBBIR\n\nTibbir, spelled Ribbit backwards, sounds familiar right?\n\nSame name as the legal entity with the hood stonks...\n\nAbout @ribbita2012 TIBBIR:\n\nIt is an AI agent stealth launched on Virtuals by @mickymalka (check the quoted thread for onchain + social proof, TLDR: unless you think a $500M net worth individual's X account + wallets got hacked, it was launched by him 100%)\n\nWhy stealth launch?\n\nStealth launch might sound new to you, but not for Ribbit Capital.\n\nMultiple Ribbit Cap portfolio companies, such as Fireblocks, have been stealth-launched.\n\nRibbit Capital has a very low-key approach to investing: value first, then let the success make the noise style.\n\nSince the launch, @ribbita2012 has increasingly revealed more and more of the team's plans...\n\nThis is where things get interesting.\n\nI've researched the plans of Robinhood and also found their 2025 roadmap. \n\nTheir upcoming plans to get you out of the HOOD:\n\n> Tokenizing private equity\n> Yield-bearing stablecoins\n> Tokenizing the entire stock market\n> Accelerating token listings + explore staking\n\naand: AI-POWERED FINANCIAL ADVICE🤯\n\nRobinhood revolutionized investing - now, $TIBBIR Ribbit Capital’s stealth AI agent, takes it further with real-time, AI-driven financial insights. \n\nImagine personalized trade alerts, AI-powered portfolio optimization, and smart risk management - all seamlessly integrated into Robinhood’s platform, accessible for 11 million users globally.\n\nLet's see a few tweets from @ribbita2012 :\n\n\"Our app, in collaboration with Coinbase, aims to make tokenized stocks accessible to everyone. We believe this will democratize trading and unlock new investment opportunities. The $TIBBIR narrative is all about empowering users with innovative financial solutions.\"\n\n\"As a pioneer in the crypto and AI sectors, Ribbit Capital is well-positioned to capitalize on the emerging trends in tokenization and DefAI agents. We're exploring new project ideas and collaborations that can help drive adoption and growth in this space.\"\n\nAnd what if this is just the beginning?\n\n@ribbita2012 keeps mentioning other Ribbit Capital portfolio companies, such as Coinbase and Revolut.\n\nPerhaps Coinbase $COIN will also have an AI-powered financial advice feature powered by $TIBBIR? Maybe @RevolutApp as well?\n\nLadies and gentlemen, I believe a massive paradigm shift is happening before us, and we are entering the next phase of Fintech, driven by crypto and AI.\n\nI have a high conviction in Micky and strongly believe $TIBBIR is a unicorn in the making. And again: if you want more evidence on the stealth launch, read our quoted thread.\n\n\"Fintech is Dead. Long Live the New Fintech.\"\n\n0xA4A2E2ca3fBfE21aed83471D28b6f65A233C6e00", "raw_text": { "text": "Robinhood, a $56 Billion fintech company, is going to have an AI Agent, and it might be $TIBBIR...\n\n\"Fintech is Dead. Long Live the New Fintech.\" \n\nsays the bio of a stealth-launched AI agent by @mickymalka , the #2 VC in the world, founder of Ribbit Capital, and investment board member of @RobinhoodApp ... \n\nLet's dive deep into the Ribbit Hole!\n\nAbout @RibbitCapital : Ribbit is the $12B AUM VC fund that was the lead investor in @coinbase and helped @brian_armstrong (CEO of Coinbase) open their first bank account in Silicon Valley. (Micky x Brian = friends)\n\nRibbit Cap was also an early investor in the most innovative crypto and fintech crypto companies, such as Ethereum, Uniswap, Revolut, Solana, AAVE, Morpho, and the list goes on... \n\nTheir investment track record is mind-blowing.\n\nHow does @RobinhoodApp come into the picture?\n\nA few of you might know, but in 2021, Ribbit Capital rescued Robinhood with $500 million dollars...\n\nFollowing that, Robinhood added @mickymalka (founder of Ribbit Capital) to its investment board...\n\nSince then, VERY INTERDASTING things have happened...\n\n1. Micky filed a legal entity called \"Tibbir Trust\" with the SEC, then transferred $5 Million worth of $HOOD shares to this legal entity.\n\n2. In a Jan. 28 op-ed in the Washington Post, Tenev (CEO of Robinhood) argued that the U.S. is falling behind in the coming investing revolution. \n\nThis revolution involves leveraging crypto technology to tokenize private-company stock, enabling retail investors to invest in leading companies before they become too expensive.\n\n(Robinhood is an investment app with 11.8 million monthly users, which offers access to stonks and crypto)\n\nTenev said that the U.S. risks losing this market to parts of the world that have already addressed the regulatory bottlenecks, such as the European Union (EU), Hong Kong, Singapore, and Abu Dhabi.\n\n3. The mysterious stealth launch of $TIBBIR\n\nTibbir, spelled Ribbit backwards, sounds familiar right?\n\nSame name as the legal entity with the hood stonks...\n\nAbout @ribbita2012 TIBBIR:\n\nIt is an AI agent stealth launched on Virtuals by @mickymalka (check the quoted thread for onchain + social proof, TLDR: unless you think a $500M net worth individual's X account + wallets got hacked, it was launched by him 100%)\n\nWhy stealth launch?\n\nStealth launch might sound new to you, but not for Ribbit Capital.\n\nMultiple Ribbit Cap portfolio companies, such as Fireblocks, have been stealth-launched.\n\nRibbit Capital has a very low-key approach to investing: value first, then let the success make the noise style.\n\nSince the launch, @ribbita2012 has increasingly revealed more and more of the team's plans...\n\nThis is where things get interesting.\n\nI've researched the plans of Robinhood and also found their 2025 roadmap. \n\nTheir upcoming plans to get you out of the HOOD:\n\n> Tokenizing private equity\n> Yield-bearing stablecoins\n> Tokenizing the entire stock market\n> Accelerating token listings + explore staking\n\naand: AI-POWERED FINANCIAL ADVICE🤯\n\nRobinhood revolutionized investing - now, $TIBBIR Ribbit Capital’s stealth AI agent, takes it further with real-time, AI-driven financial insights. \n\nImagine personalized trade alerts, AI-powered portfolio optimization, and smart risk management - all seamlessly integrated into Robinhood’s platform, accessible for 11 million users globally.\n\nLet's see a few tweets from @ribbita2012 :\n\n\"Our app, in collaboration with Coinbase, aims to make tokenized stocks accessible to everyone. We believe this will democratize trading and unlock new investment opportunities. The $TIBBIR narrative is all about empowering users with innovative financial solutions.\"\n\n\"As a pioneer in the crypto and AI sectors, Ribbit Capital is well-positioned to capitalize on the emerging trends in tokenization and DefAI agents. We're exploring new project ideas and collaborations that can help drive adoption and growth in this space.\"\n\nAnd what if this is just the beginning?\n\n@ribbita2012 keeps mentioning other Ribbit Capital portfolio companies, such as Coinbase and Revolut.\n\nPerhaps Coinbase $COIN will also have an AI-powered financial advice feature powered by $TIBBIR? Maybe @RevolutApp as well?\n\nLadies and gentlemen, I believe a massive paradigm shift is happening before us, and we are entering the next phase of Fintech, driven by crypto and AI.\n\nI have a high conviction in Micky and strongly believe $TIBBIR is a unicorn in the making. And again: if you want more evidence on the stealth launch, read our quoted thread.\n\n\"Fintech is Dead. Long Live the New Fintech.\"\n\n0xA4A2E2ca3fBfE21aed83471D28b6f65A233C6e00", "display_text_range": [ 0, 4628 ], "facets": [ { "type": "symbol", "indices": [ 88, 95 ], "original": "TIBBIR" }, { "type": "italic", "indices": [ 100, 146 ] }, { "type": "mention", "indices": [ 195, 206 ], "original": "mickymalka", "id": "6264512" }, { "type": "media", "indices": [ 281, 304 ], "id": "1890384916921139200", "display": "pic.x.com/gE8RjcyC3f", "original": "https://t.co/gE8RjcyC3f", "replacement": "https://x.com/Altcoinist_com/status/1890384923477045312/photo/1" }, { "type": "media", "indices": [ 281, 304 ], "id": "1890384916954685440", "display": "pic.x.com/gE8RjcyC3f", "original": "https://t.co/gE8RjcyC3f", "replacement": "https://x.com/Altcoinist_com/status/1890384923477045312/photo/1" }, { "type": "media", "indices": [ 281, 304 ], "id": "1890384916929466368", "display": "pic.x.com/gE8RjcyC3f", "original": "https://t.co/gE8RjcyC3f", "replacement": "https://x.com/Altcoinist_com/status/1890384923477045312/photo/1" }, { "type": "mention", "indices": [ 291, 304 ], "original": "RobinhoodApp", "id": "1265037073" }, { "type": "bold", "indices": [ 311, 348 ] }, { "type": "mention", "indices": [ 356, 370 ], "original": "RibbitCapital", "id": "2258316660" }, { "type": "mention", "indices": [ 434, 443 ], "original": "coinbase", "id": "574032254" }, { "type": "mention", "indices": [ 455, 471 ], "original": "brian_armstrong", "id": "14379660" }, { "type": "bold", "indices": [ 796, 805 ] }, { "type": "mention", "indices": [ 805, 818 ], "original": "RobinhoodApp", "id": "1265037073" }, { "type": "bold", "indices": [ 818, 841 ] }, { "type": "mention", "indices": [ 976, 987 ], "original": "mickymalka", "id": "6264512" }, { "type": "symbol", "indices": [ 1202, 1207 ], "original": "HOOD" }, { "type": "inline_media", "indices": [ 1236, 1255 ] }, { "type": "bold", "indices": [ 1874, 1910 ] }, { "type": "symbol", "indices": [ 1910, 1917 ], "original": "TIBBIR" }, { "type": "mention", "indices": [ 2038, 2050 ], "original": "ribbita2012", "id": "1878177697215725569" }, { "type": "mention", "indices": [ 2110, 2121 ], "original": "mickymalka", "id": "6264512" }, { "type": "bold", "indices": [ 2291, 2310 ] }, { "type": "mention", "indices": [ 2602, 2614 ], "original": "ribbita2012", "id": "1878177697215725569" }, { "type": "bold", "indices": [ 2679, 2716 ] }, { "type": "bold", "indices": [ 2986, 3022 ] }, { "type": "inline_media", "indices": [ 3022, 3041 ] }, { "type": "symbol", "indices": [ 3065, 3072 ], "original": "TIBBIR" }, { "type": "bold", "indices": [ 3368, 3395 ] }, { "type": "mention", "indices": [ 3395, 3407 ], "original": "ribbita2012", "id": "1878177697215725569" }, { "type": "bold", "indices": [ 3408, 3410 ] }, { "type": "symbol", "indices": [ 3593, 3600 ], "original": "TIBBIR" }, { "type": "bold", "indices": [ 3940, 3979 ] }, { "type": "mention", "indices": [ 3980, 3992 ], "original": "ribbita2012", "id": "1878177697215725569" }, { "type": "symbol", "indices": [ 4100, 4105 ], "original": "COIN" }, { "type": "symbol", "indices": [ 4171, 4178 ], "original": "TIBBIR" }, { "type": "symbol", "indices": [ 4417, 4424 ], "original": "TIBBIR" }, { "type": "inline_media", "indices": [ 4627, 4646 ] } ] }, "author": { "screen_name": "Altcoinist", "url": "https://x.com/Altcoinist", "id": "1597986625384062982", "followers": 103480, "following": 8614, "likes": 112904, "media_count": 13842, "name": "Altcoinist", "description": "$ALTT | Altcoinist - 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