Valhist

Ribbita or the Future You Saw in Advance! The week of AI agents begins. Your income has doubled! The first agent I consider the most promising is @ribbita2012. Better money makes life better. This is a stealth launch by people affiliated with Ribbit Capital - those who understand that AI is the future and that they must be pioneers. AI agents can be a great source of product monetization. In my view, @ribbita2012 will not just be an agent but an entire ecosystem that operates users’ funds and provides a seamless and convenient experience with cryptocurrencies. This whole initiative will be supported by fintech giants like Robinhood, Coinbase, and Revolut. @RibbitCapital has invested in all these companies, so, of course, they will support and promote any of the fund's initiatives. You have about a week before mass adoption reaches a critical point, and you won't see such attractive prices again. Why am I so confident in @ribbita2012 bright future? Let’s move from less obvious premises to the bigger picture: 1) @ribbita2012 is launched on @virtuals_io an ecosystem that made AI agents mainstream and popular. They have the best framework @GAME_Virtuals for agent-based work, support their agents with web backends, marketing, and even host hackathons to attract developers and strengthen community ties. 2) Strong Twitter audience—subscribers who are knowledgeable and influential in the field. These are not just attention-seekers but real market players, including fund representatives who wouldn’t follow an unknown AI agent without reason. 3) Market conditions. How does the current market state benefit the agent's success? At first glance, it might seem the opposite - disillusionment in AI agents is at an all-time high. However, top figures in crypto, like @cz_binance and @balajis, are paying close attention to AI. A bear market allows for a perfect stealth launch, attracting investors who truly see the tech’s potential rather than opportunists looking for pump-and-dump schemes. 4) @crossmint -a universal platform with APIs for wallets, payments, tokenization, and more. The first open-source framework for connecting AI agents to any on-chain application. On March 18, 2025, Ribbit Capital led a $23.6M funding round for CrossMint. This fits perfectly into the "Ribbit narrative" of AI-driven financial infrastructure. 5) Confirmed Ribbit Capital connection. Just today, founder @mickymalka followed the AI agent. He must have known about its creation before and would have denied any links if they didn’t exist. But now he follows it, meaning something big is coming. Before that, he changed his Twitter avatar to show the agent’s launch date, and a transaction was made from a wallet linked to him. Also, Tibbir is Ribbit spelled backward—I think you get the point. 6) What Ribbit Capital believes in From their documents: "Our bet is on Generative AI. It doesn’t take a PhD to spot the enormous interest; ChatGPT hit 1M users in five days, and a year later has 180M+ monthly and 100M+ weekly active users, faster than any consumer application before it. And while ChatGPT and its competitors are trained on trillions of parameters to produce answers using reasoning and general knowledge, they will require user data to become hyper-personalized and capable of addressing many of our highest value needs." They fully understand the value of AI and will undoubtedly leverage it! "Imagine, for example, asking an AI agent to book a vacation for your family. The agent can collect travel data (hotels, flights, reviews, packages) from web services but needs you to share several pieces of identity information, including travel preferences, historical trips, payment credentials, budgets, family composition, names, and passports. By compiling these credentials – in some cases manually, in others by API (e.g., possibly with your bank, calendar, phone) – in a reusable profile (a “data backpack,” to us), you can make them available to the agent as they interact with third parties on your behalf, resulting in a highly personalized trip at a fraction of the cost and in a fraction of the time. When the process is done, you can revoke information access while adding a new experience to your data backpack. For most people, this has the potential to be a profoundly better way to plan a trip than is available today – cheaper, faster, more creative, and more informed." These documents predate the mass adoption of AI agents in crypto, proving that they already saw the future. I love their conclusions: The demand for agents will grow. People will care more about privacy and security AI will enhance people's lives. Of course, some jobs will be lost, but the solution could be a universal basic income, which is where humanity should be heading. The bigger picture Ribbit Capital has invested in or partnered with nearly every project and ecosystem necessary for the next level of AI-powered finance. So, what will you bet on? That this is all just a coincidence? I believe we must be bold, trust our instincts, and take the leap—just like the Ribbit Capital website suggests.

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