{ "schema_version": 1, "id": "1909460552818343957", "url": "https://x.com/Altcoinist/status/1909460552818343957", "generated_at": "2026-10-15T09:54:53.539248+00:00", "used_by": [ "SRC-ALZ-010", "community" ], "post": { "id": "1909460552818343957", "url": "https://x.com/Altcoinist/status/1909460552818343957", "author": "Altcoinist", "author_name": "Altcoinist", "published_at": "Tue Apr 08 04:17:26 +0000 2025", "text": "$TIBBIR will be the biggest gainer of Q2.\n\n🐸 10+ years of @RibbitCapital investments \n→ Lead up to Agentic Finance (Ribbita AI)\n🐸 $12 Billion AUM Fund, 30+ unicorns\n🐸 Founder is @mickymalka ($592M NW)\n🐸 Micky stealth-launched $TIBBIR in Jan\n🐸 Recently followed @ribbita2012 X acc\n🐸 Ribbita has now 100+ Smart Followers\n\n(Onchain & Offchain proofs in the quoted thread)\n\nFintech is dead. Long Live the New Fintech.\n\nWhat if I told you that this project is where over 10 years of Fintech and Crypto investment history from Ribbit Capital will converge into one ecosystem?\n\nIf you research Ribbit Capital, you'll find that they were one of the earliest funds focused on the intersection of fintech and crypto. Ribbit Capital's founder, Micky Malka, bought $BTC at $9, helped @brian_armstrong open the first bank account for @coinbase in Silicon Valley, rescued @RobinhoodApp with a $500M investment, and has many more legendary stories...\n\nAfter solving the access to money, their focus is now on making money better and smarter - contextual money.\n\nThis is where AI and Agentic Finance come into the picture.\n\nIf you read the \"Ribbit Capital Identity Letter\" from January 2024, you'll find mention of Ribbita AI, which explains how Digital Identity and AI agents will completely reshape the way we interact with money.\n\nThe groundwork is done. Last May, Micky filed a new trust with the SEC called \"Tibbir Trust\", and in November, they co-organized an Agentic Finance hackathon with names like @RobinhoodApp, @OpenAI, @solana, and @crossmint - a company focused on AI agents, which Ribbit also recently led a $23M investment round for.\n\nSo, what is $TIBBIR, and how is it going to fit into the current fintech x crypto ecosystem?\n\nBased on our research, Ribbit Capital is building a superapp - interconnected with major fintech platforms (ones that already serve millions of users) - and through digital identity ( @privy_io ?), it's becoming your personal fintech agent ( @goat_sdk ?).\n\nTL;DR: the ChatGPT of Fintech & Crypto.\n\nWhy Stealth Launch?\n\nBuilding something truly foundational - especially at the intersection of Fintech, Crypto, AI, and Identity -requires time, focus, and intentionality. \n\nA stealth launch allows the team to stay heads-down, avoiding hype cycles and noise, while building real value behind the scenes.\n\nRibbit Capital has always played the long game. Just like they quietly helped build some of the most iconic fintech and crypto companies from day one, this new initiative is following the same blueprint: deep infrastructure first, community and exposure later.\n\nA stealth phase also protects the integrity of the vision. \n\nBy avoiding early hype and distractions, the team can align key partnerships, refine the tech stack, and onboard high-signal contributors without pressure from public expectations.\n\nA stealth launch is classic Ribbit Capital - just like their early, under-the-radar bets on Coinbase, Robinhood, Nubank, Affirm, Revolut, Brex, Chainalysis, Xapo, and Fireblocks. \n\nThey’ve always moved quietly while backing the biggest winners before anyone else noticed.\n\n$TIBBIR has already outperformed the entire AI segment of crypto in Q1 - while still in stealth.\n\nMaybe smart money just knows: when Ribbit Capital moves, it’s never small...\n\nRibbita AI is the foundation of a new Agentic Finance ( #DeFAI ) ecosystem. And when it’s ready to emerge, the ones paying attention will already be ahead.\n\n🧠 Final Ribbit Cap Alpha:\n\nIn a recent SEC filing, Ribbit Capital revealed a fresh $500M raise for a new fintech fund.\n\nGiven the timing, stealth activity, their recent investment in Crossmint, and mounting signals around Ribbita AI, there’s a high probability this fund is laser-focused on Agentic Finance (and possibly the rollout of the Ribbita AI app?)\n\nRemember, Ribbit plays long-term games with asymmetric upside.\n\nTo me, it's 100% clear: $TIBBIR will be the winner of the AI meta this year, poised to become the next unicorn, and given the connections of Ribbit Capital, I'm sure it's headed to T1 exchanges when it's ready.\n\nFollow the filings. \nFollow the smart money. \nFollow the frogs. 🐸\n\nTibbir Contract Addres on @base \n0xA4A2E2ca3fBfE21aed83471D28b6f65A233C6e00", "article": {}, "children": [ { "id": "1888966729646166394", "relationship": "quoted-post" } ], "image_urls": [ "https://pbs.twimg.com/media/Gn_DQ4AawAAiEnt.jpg?name=orig", "https://pbs.twimg.com/profile_images/1833497563254722560/e3ByeeXg_200x200.jpg" ], "has_video": false, "video_urls": [], "text_status": "captured", "provider": "public-intermediary" }, "children": [ { "id": "1888966729646166394", "relationship": "quoted-post" } ], "images": [ { "url": "https://pbs.twimg.com/media/Gn_DQ4AawAAiEnt.jpg?name=orig", "status": "saved", "path": "sources/post-backups/media/d9e64c695dce7c34c005f154fca3aa7559f94fd2f9821bffa31caac15f8cc974.jpg", "sha256": "d9e64c695dce7c34c005f154fca3aa7559f94fd2f9821bffa31caac15f8cc974", "bytes": 245746, "retrieved_at": "2026-10-15T09:53:16.811086+00:00" }, { "url": "https://pbs.twimg.com/profile_images/1833497563254722560/e3ByeeXg_200x200.jpg", "status": "saved", "path": "sources/post-backups/media/9e02688471a7a9b08c06d514b99bce485e747dabda5707c2d8313db30f7b17c9.jpg", "sha256": "9e02688471a7a9b08c06d514b99bce485e747dabda5707c2d8313db30f7b17c9", "bytes": 5661, "retrieved_at": "2026-10-15T09:50:56.386746+00:00" } ], "referenced_by": [ "1920839379624280363", "1929919440004452713" ], "provenance": { "path": "sources/community-deep-dive-2026-10-14/fx-1909460552818343957.json", "sha256": "f30f961b3c741e06e3e74b7d028f4c5d1d91a4929bafe39d0235a4f4fae4db5a", "retrieved_at": null }, "raw_post": { "url": "https://x.com/Altcoinist/status/1909460552818343957", "id": "1909460552818343957", "text": "$TIBBIR will be the biggest gainer of Q2.\n\n🐸 10+ years of @RibbitCapital investments \n→ Lead up to Agentic Finance (Ribbita AI)\n🐸 $12 Billion AUM Fund, 30+ unicorns\n🐸 Founder is @mickymalka ($592M NW)\n🐸 Micky stealth-launched $TIBBIR in Jan\n🐸 Recently followed @ribbita2012 X acc\n🐸 Ribbita has now 100+ Smart Followers\n\n(Onchain & Offchain proofs in the quoted thread)\n\nFintech is dead. Long Live the New Fintech.\n\nWhat if I told you that this project is where over 10 years of Fintech and Crypto investment history from Ribbit Capital will converge into one ecosystem?\n\nIf you research Ribbit Capital, you'll find that they were one of the earliest funds focused on the intersection of fintech and crypto. Ribbit Capital's founder, Micky Malka, bought $BTC at $9, helped @brian_armstrong open the first bank account for @coinbase in Silicon Valley, rescued @RobinhoodApp with a $500M investment, and has many more legendary stories...\n\nAfter solving the access to money, their focus is now on making money better and smarter - contextual money.\n\nThis is where AI and Agentic Finance come into the picture.\n\nIf you read the \"Ribbit Capital Identity Letter\" from January 2024, you'll find mention of Ribbita AI, which explains how Digital Identity and AI agents will completely reshape the way we interact with money.\n\nThe groundwork is done. Last May, Micky filed a new trust with the SEC called \"Tibbir Trust\", and in November, they co-organized an Agentic Finance hackathon with names like @RobinhoodApp, @OpenAI, @solana, and @crossmint - a company focused on AI agents, which Ribbit also recently led a $23M investment round for.\n\nSo, what is $TIBBIR, and how is it going to fit into the current fintech x crypto ecosystem?\n\nBased on our research, Ribbit Capital is building a superapp - interconnected with major fintech platforms (ones that already serve millions of users) - and through digital identity ( @privy_io ?), it's becoming your personal fintech agent ( @goat_sdk ?).\n\nTL;DR: the ChatGPT of Fintech & Crypto.\n\nWhy Stealth Launch?\n\nBuilding something truly foundational - especially at the intersection of Fintech, Crypto, AI, and Identity -requires time, focus, and intentionality. \n\nA stealth launch allows the team to stay heads-down, avoiding hype cycles and noise, while building real value behind the scenes.\n\nRibbit Capital has always played the long game. Just like they quietly helped build some of the most iconic fintech and crypto companies from day one, this new initiative is following the same blueprint: deep infrastructure first, community and exposure later.\n\nA stealth phase also protects the integrity of the vision. \n\nBy avoiding early hype and distractions, the team can align key partnerships, refine the tech stack, and onboard high-signal contributors without pressure from public expectations.\n\nA stealth launch is classic Ribbit Capital - just like their early, under-the-radar bets on Coinbase, Robinhood, Nubank, Affirm, Revolut, Brex, Chainalysis, Xapo, and Fireblocks. \n\nThey’ve always moved quietly while backing the biggest winners before anyone else noticed.\n\n$TIBBIR has already outperformed the entire AI segment of crypto in Q1 - while still in stealth.\n\nMaybe smart money just knows: when Ribbit Capital moves, it’s never small...\n\nRibbita AI is the foundation of a new Agentic Finance ( #DeFAI ) ecosystem. And when it’s ready to emerge, the ones paying attention will already be ahead.\n\n🧠 Final Ribbit Cap Alpha:\n\nIn a recent SEC filing, Ribbit Capital revealed a fresh $500M raise for a new fintech fund.\n\nGiven the timing, stealth activity, their recent investment in Crossmint, and mounting signals around Ribbita AI, there’s a high probability this fund is laser-focused on Agentic Finance (and possibly the rollout of the Ribbita AI app?)\n\nRemember, Ribbit plays long-term games with asymmetric upside.\n\nTo me, it's 100% clear: $TIBBIR will be the winner of the AI meta this year, poised to become the next unicorn, and given the connections of Ribbit Capital, I'm sure it's headed to T1 exchanges when it's ready.\n\nFollow the filings. \nFollow the smart money. \nFollow the frogs. 🐸\n\nTibbir Contract Addres on @base \n0xA4A2E2ca3fBfE21aed83471D28b6f65A233C6e00", "raw_text": { "text": "$TIBBIR will be the biggest gainer of Q2.\n\n🐸 10+ years of @RibbitCapital investments \n→ Lead up to Agentic Finance (Ribbita AI)\n🐸 $12 Billion AUM Fund, 30+ unicorns\n🐸 Founder is @mickymalka ($592M NW)\n🐸 Micky stealth-launched $TIBBIR in Jan\n🐸 Recently followed @ribbita2012 X acc\n🐸 Ribbita has now 100+ Smart Followers\n\n(Onchain & Offchain proofs in the quoted thread)\n\nFintech is dead. Long Live the New Fintech.\n\nWhat if I told you that this project is where over 10 years of Fintech and Crypto investment history from Ribbit Capital will converge into one ecosystem?\n\nIf you research Ribbit Capital, you'll find that they were one of the earliest funds focused on the intersection of fintech and crypto. Ribbit Capital's founder, Micky Malka, bought $BTC at $9, helped @brian_armstrong open the first bank account for @coinbase in Silicon Valley, rescued @RobinhoodApp with a $500M investment, and has many more legendary stories...\n\nAfter solving the access to money, their focus is now on making money better and smarter - contextual money.\n\nThis is where AI and Agentic Finance come into the picture.\n\nIf you read the \"Ribbit Capital Identity Letter\" from January 2024, you'll find mention of Ribbita AI, which explains how Digital Identity and AI agents will completely reshape the way we interact with money.\n\nThe groundwork is done. Last May, Micky filed a new trust with the SEC called \"Tibbir Trust\", and in November, they co-organized an Agentic Finance hackathon with names like @RobinhoodApp, @OpenAI, @solana, and @crossmint - a company focused on AI agents, which Ribbit also recently led a $23M investment round for.\n\nSo, what is $TIBBIR, and how is it going to fit into the current fintech x crypto ecosystem?\n\nBased on our research, Ribbit Capital is building a superapp - interconnected with major fintech platforms (ones that already serve millions of users) - and through digital identity ( @privy_io ?), it's becoming your personal fintech agent ( @goat_sdk ?).\n\nTL;DR: the ChatGPT of Fintech & Crypto.\n\nWhy Stealth Launch?\n\nBuilding something truly foundational - especially at the intersection of Fintech, Crypto, AI, and Identity -requires time, focus, and intentionality. \n\nA stealth launch allows the team to stay heads-down, avoiding hype cycles and noise, while building real value behind the scenes.\n\nRibbit Capital has always played the long game. Just like they quietly helped build some of the most iconic fintech and crypto companies from day one, this new initiative is following the same blueprint: deep infrastructure first, community and exposure later.\n\nA stealth phase also protects the integrity of the vision. \n\nBy avoiding early hype and distractions, the team can align key partnerships, refine the tech stack, and onboard high-signal contributors without pressure from public expectations.\n\nA stealth launch is classic Ribbit Capital - just like their early, under-the-radar bets on Coinbase, Robinhood, Nubank, Affirm, Revolut, Brex, Chainalysis, Xapo, and Fireblocks. \n\nThey’ve always moved quietly while backing the biggest winners before anyone else noticed.\n\n$TIBBIR has already outperformed the entire AI segment of crypto in Q1 - while still in stealth.\n\nMaybe smart money just knows: when Ribbit Capital moves, it’s never small...\n\nRibbita AI is the foundation of a new Agentic Finance ( #DeFAI ) ecosystem. And when it’s ready to emerge, the ones paying attention will already be ahead.\n\n🧠 Final Ribbit Cap Alpha:\n\nIn a recent SEC filing, Ribbit Capital revealed a fresh $500M raise for a new fintech fund.\n\nGiven the timing, stealth activity, their recent investment in Crossmint, and mounting signals around Ribbita AI, there’s a high probability this fund is laser-focused on Agentic Finance (and possibly the rollout of the Ribbita AI app?)\n\nRemember, Ribbit plays long-term games with asymmetric upside.\n\nTo me, it's 100% clear: $TIBBIR will be the winner of the AI meta this year, poised to become the next unicorn, and given the connections of Ribbit Capital, I'm sure it's headed to T1 exchanges when it's ready.\n\nFollow the filings. \nFollow the smart money. \nFollow the frogs. 🐸\n\nTibbir Contract Addres on @base \n0xA4A2E2ca3fBfE21aed83471D28b6f65A233C6e00", "display_text_range": [ 0, 4227 ], "facets": [ { "type": "symbol", "indices": [ 0, 7 ], "original": "TIBBIR" }, { "type": "mention", "indices": [ 58, 72 ], "original": "RibbitCapital", "id": "2258316660" }, { "type": "mention", "indices": [ 178, 189 ], "original": "mickymalka", "id": "6264512" }, { "type": "symbol", "indices": [ 226, 233 ], "original": "TIBBIR" }, { "type": "mention", "indices": [ 261, 273 ], "original": "ribbita2012", "id": "1878177697215725569" }, { "type": "media", "indices": [ 274, 297 ], "id": "1909459461707841536", "display": "pic.x.com/EAgsTuxitJ", "original": "https://t.co/EAgsTuxitJ", "replacement": "https://x.com/Altcoinist_com/status/1909460552818343957/photo/1" }, { "type": "italic", "indices": [ 326, 374 ] }, { "type": "bold", "indices": [ 376, 419 ] }, { "type": "symbol", "indices": [ 753, 757 ], "original": "BTC" }, { "type": "mention", "indices": [ 772, 788 ], "original": "brian_armstrong", "id": "14379660" }, { "type": "mention", "indices": [ 821, 830 ], "original": "coinbase", "id": "574032254" }, { "type": "mention", "indices": [ 858, 871 ], "original": "RobinhoodApp", "id": "1265037073" }, { "type": "bold", "indices": [ 1053, 1112 ] }, { "type": "mention", "indices": [ 1492, 1505 ], "original": "RobinhoodApp", "id": "1265037073" }, { "type": "mention", "indices": [ 1507, 1514 ], "original": "OpenAI", "id": "4398626122" }, { "type": "mention", "indices": [ 1516, 1523 ], "original": "solana", "id": "951329744804392960" }, { "type": "mention", "indices": [ 1529, 1539 ], "original": "crossmint", "id": "1462268178017443842" }, { "type": "symbol", "indices": [ 1647, 1654 ], "original": "TIBBIR" }, { "type": "mention", "indices": [ 1913, 1922 ], "original": "privy_io", "id": "1468690939807821826" }, { "type": "bold", "indices": [ 1992, 2031 ] }, { "type": "bold", "indices": [ 2033, 2052 ] }, { "type": "bold", "indices": [ 2600, 2659 ] }, { "type": "bold", "indices": [ 2843, 2885 ] }, { "type": "symbol", "indices": [ 3110, 3117 ], "original": "TIBBIR" }, { "type": "bold", "indices": [ 3189, 3212 ] }, { "type": "hashtag", "indices": [ 3342, 3348 ], "original": "DeFAI" }, { "type": "bold", "indices": [ 3449, 3475 ] }, { "type": "bold", "indices": [ 3501, 3568 ] }, { "type": "symbol", "indices": [ 3889, 3896 ], "original": "TIBBIR" }, { "type": "mention", "indices": [ 4170, 4175 ], "original": "base", "id": "1628067904083181570" } ] }, "author": { "screen_name": "Altcoinist", "url": "https://x.com/Altcoinist", "id": "1597986625384062982", "followers": 103480, "following": 8614, "likes": 112903, "media_count": 13842, "name": "Altcoinist", "description": "$ALTT | Altcoinist - Be Early | 🐸", "raw_description": { "text": "$ALTT | Altcoinist - Be Early | 🐸", "facets": [] }, "location": "Join our Private Beta", "banner_url": "https://pbs.twimg.com/profile_banners/1597986625384062982/1756666926", "avatar_url": "https://pbs.twimg.com/profile_images/1833497563254722560/e3ByeeXg_200x200.jpg", "joined": "Wed Nov 30 16:12:25 +0000 2022", "protected": false, "website": { "url": "https://t.me/altcoinist_ai?start=utm-x-bio", "display_url": "t.me/altcoinist_ai?…" }, "verification": { "verified": true, "verified_at": null, "type": "organization" }, "avatar_color": null }, "replies": 21, "retweets": 71, "likes": 213, "bookmarks": 70, "quotes": 20, "created_at": "Tue Apr 08 04:17:26 +0000 2025", "created_timestamp": 1744085846, "possibly_sensitive": false, "views": 359830, "is_note_tweet": true, "community_note": null, "lang": "en", "replying_to": null, "replying_to_status": null, "media": { "all": [ { "type": "photo", "id": "1909459461707841536", "url": "https://pbs.twimg.com/media/Gn_DQ4AawAAiEnt.jpg?name=orig", "width": 2688, "height": 1524 } ], "photos": [ { "type": "photo", "id": "1909459461707841536", "url": "https://pbs.twimg.com/media/Gn_DQ4AawAAiEnt.jpg?name=orig", "width": 2688, "height": 1524 } ] }, "quote": { "url": "https://x.com/Altcoinist/status/1888966729646166394", "id": "1888966729646166394", "text": "This is Micky Malka\n\nThe #2 VC in the world. $592M net worth. A fintech legend.\n\nBut what if I told you… He stealth launched his own Crypto/AI Agent less than a month ago, and no one on X talks about it yet.\n\nThis is Micky Malka and the stealth launch of $TIBBIR.\n\nA Thread: 🧵👇", "raw_text": { "text": "This is Micky Malka\n\nThe #2 VC in the world. $592M net worth. A fintech legend.\n\nBut what if I told you… He stealth launched his own Crypto/AI Agent less than a month ago, and no one on X talks about it yet.\n\nThis is Micky Malka and the stealth launch of $TIBBIR.\n\nA Thread: 🧵👇", "display_text_range": [ 0, 279 ], "facets": [ { "type": "bold", "indices": [ 0, 19 ] }, { "type": "italic", "indices": [ 21, 45 ] }, { "type": "italic", "indices": [ 45, 60 ] }, { "type": "bold", "indices": [ 45, 60 ] }, { "type": "italic", "indices": [ 60, 79 ] }, { "type": "symbol", "indices": [ 255, 262 ], "original": "TIBBIR" }, { "type": "media", "indices": [ 278, 301 ], "id": "1888860021997383680", "display": "pic.x.com/4nEoE4gwJa", "original": "https://t.co/4nEoE4gwJa", "replacement": "https://x.com/Altcoinist_com/status/1888966729646166394/photo/1" } ] }, "author": { "screen_name": "Altcoinist", "url": "https://x.com/Altcoinist", "id": "1597986625384062982", "followers": 103480, "following": 8614, "likes": 112903, "media_count": 13842, "name": "Altcoinist", "description": "$ALTT | Altcoinist - Be Early | 🐸", "raw_description": { "text": "$ALTT | Altcoinist - Be Early | 🐸", "facets": [] }, "location": "Join our Private Beta", "banner_url": "https://pbs.twimg.com/profile_banners/1597986625384062982/1756666926", "avatar_url": "https://pbs.twimg.com/profile_images/1833497563254722560/e3ByeeXg_200x200.jpg", "joined": "Wed Nov 30 16:12:25 +0000 2022", "protected": false, "website": { "url": "https://t.me/altcoinist_ai?start=utm-x-bio", "display_url": "t.me/altcoinist_ai?…" }, "verification": { "verified": true, "verified_at": null, "type": "organization" }, "avatar_color": null }, "replies": 36, "retweets": 128, "likes": 408, "bookmarks": 219, "quotes": 75, "created_at": "Mon Feb 10 15:02:18 +0000 2025", "created_timestamp": 1739199738, "possibly_sensitive": false, "views": 739159, "is_note_tweet": true, "community_note": null, "lang": "en", "replying_to": null, "replying_to_status": null, "media": { "all": [ { "type": "photo", "id": "1888860021997383680", "url": "https://pbs.twimg.com/media/GjaULrGXMAA3Y-3.jpg?name=orig", "width": 2496, "height": 1338 } ], "photos": [ { "type": "photo", "id": "1888860021997383680", "url": "https://pbs.twimg.com/media/GjaULrGXMAA3Y-3.jpg?name=orig", "width": 2496, "height": 1338 } ] }, "twitter_card": "summary_large_image", "color": null, "provider": "twitter", "reposted_by": null }, "twitter_card": "summary_large_image", "color": null, "provider": "twitter", "reposted_by": null }, "video_policy": "No video bytes downloaded or hosted." }