Ribbit’s website lists many of the companies it has backed: its Rebels. Read the list with our holiday in mind and the names turn into jobs. One checks identity. One moves money. One answers customers. One runs the computers that AI needs.
Seven films, seven jobs.
In December 2025, Ribbit released short films about seven of its companies: Crusoe (huge computing sites for AI), Decagon (AI assistants for businesses), SafetyKit (spotting abuse), Morpho (lending tools), Persona (identity checks), PsiQuantum (quantum computers) and The Open Platform (wallets and apps around Telegram’s TON network).
Some already work together. When Coinbase launched crypto-backed loans in January 2025, Morpho supplied the lending technology underneath.
Different apps can use the same engine.
Two companies can compete for customers while using some of the same machinery. Coinbase and Robinhood both have products built on Morpho. That makes shared financial tools easier to picture.
Morpho cofounder Paul Frambot publicly credits Micky Malka and Ribbit with helping build the network. Altcoinist’s The Next Leap asks where an agent might fit. This is why the people and their working relationships matter to our story.
Our thesis is simple. A great financial helper needs many skills, and Ribbit’s network already contains a lot of them. Community researchers such as TibbiЯacer and Altcoinist have mapped how the pieces could fit together. Virtuals cofounder Ethermage put it plainly in a November 2025 interview: people are betting on a connection between TIBBIR and Ribbit’s personal-finance-agent idea.
Sharing an investor is only a starting point. What will count is a real product where these skills work together, and a clear rule for how TIBBIR fits in.
THE STORY IS JUST BEGINNING.
Keep following the story.
Original sources, earlier discoveries, and the work still taking shape.