TIBBIR Universe · Saved post receipt · 1970503796129440098
Y Combinator
@ycombinator · Published: Tue Sep 23 15:01:29 +0000 2025
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We are entering the era of Fintech 3.0.
Regulatory clarity, growing consumer adoption, and low-cost chains have paved the way for a golden age of building in crypto — and at YC, @base and @coinbase we want to fund builders to seize this moment.
@harjtaggar and @jessepollak sat down to discuss what kinds of companies they're most excited to see, why this is such an exciting time, and what the future could look like onchain.
00:00 – The Golden Age of Crypto
02:00 – Jesse’s Path to Coinbase & Base
04:00 – From Fintech 1.0 to Fintech 3.0
07:00 – Why Lowering Costs Changes Everything
10:00 – L1 vs. L2, Simply Explained
13:00 – How to Build Your First Crypto App
16:00 – Regulation: Bottleneck or Unlock?
19:00 – Stablecoins as the Killer Use Case
23:00 – Beyond the Dollar: Local Stablecoins
27:00 – Tokenization of Assets
31:00 – New Asset Classes & the Creator Economy
35:00 – What Coinbase Looks for in Founders
39:00 – The Future of Crypto in 10 Years

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