Altcoinist

$TIBBIR Napkin The Network thesis, in <300 words The next big AI breakthrough could happen when intelligence touches money. Hock called payments the simple version of VISA. The simple version is a $700B company. The unfinished version looks like agents coordinating the world’s financial work. Our highest-conviction thesis puts TIBBIR inside a much larger opportunity: a shared financial network connecting independent businesses, agents, and customers. Ribbita ran the probe. Independent firms could adopt the same arrangement because it brings them customers, cash, and a reason to keep the network open. If those rules hold, TIBBIR is no longer tied to one agent’s shop. “We’re not building a store, we’re building a network.” - @ribbita2012 🐸 It can sit underneath any interface such as @ChatGPT , @RobinhoodApp @coinbase where someone describes money in a sentence and work gets done. VISA is worth $700B. TIBBIR is still $200M. A thin claim on a huge flow is how networks get expensive. 🐸 An independent thesis by Altcoinist & FrogHybrid. Not an official Ribbit Capital memo.

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