Casares explains Xapo’s wallet focus, barriers to financial access and his expectation that small payments could enable new online uses.Original publication metadata gives April 20, 2015. The publisher says the conversation was edited for length; its exact recording day is unknown. Selected original Q&A passages reviewed. Forecasts remain forecasts; custody designTIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse