Chalom’s follow-up projects 35% of affected fees remaining with incumbents, 15% migrating to digital challengers and 50% disappearing or approaching zero; it separately states about $1.4 trillion in annual customer savings.Forecast, not measured revenue. Applying 50% directly to $4 trillion gives $2 trillion; the reviewed prose does not reconcile that simple calculation with $1.4 trillion. A different effective base or partial compression could mattTIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse
