In a conversation recorded in March 2013, Levchin explains Affirm’s mobile checkout, merchant-payment guarantee and identity checks.Both the current publisher page and original publisher video explicitly say recorded March 28, 2013. The page retains an original structured timestamp of March 29, 2013, 01:20:52 UTC (March 28 in California), while its visible datTIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse