Fuze Network founder Dave Wilkes argued that virtual gift cards and mobile gifting would create opportunities for companies moving money between existing payment networks.This is an authored opinion essay, not a product launch, an independently validated market forecast, or a Ribbit investment thesis. Its projections are not treated as outcomes.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse