Gómez-Jordana says rail selection can depend on the merchant endpoint and argues delegated authority matters separately from whether payment uses cards or stablecoins.Does not specify TIBBIR as a required rail or asset.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse