Hock advocated semi-autonomous participants joined by common purpose, with cooperation and competition treated as complementary; he described Visa as an archetype rather than a model to copy.Hock’s own organizing ideas are broader than payments and do not prescribe cryptocurrency, prove a TIBBIR design, or endorse a present network.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse
