Mandelker calls for regulatory experimentation and predicts developers can improve on-chain compliance, embedded identity and anti-money-laundering tools.A forecast and policy argument, not regulatory approval or an implemented Ribbita compliance system.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse