Milanović challenges whether consumers will trust agents with payment decisions; Touza discusses limits, settlement standards and chargebacks as adoption issues.Retains the skeptical question and implementation conditions.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse
