Morpho distinguishes identity, collateral, credit information and money as different inputs and outputs of lending.A verified identity is not identical to creditworthiness, collateral, permission or a payment asset.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse