Morpho distinguishes a User Agent transaction interface from a Builder Agent integration knowledge base.A coding assistant that builds a lending interface is distinct from an authorized financial agent that operates a user account.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse