In November 2018, Malka presents crypto as a long-term means of improving financial access, while expecting few winners and many unsuccessful businesses.The interview’s publication date is known; its recording date is not. This is a forecast, not proof of realised outcomes or a specific later project.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse