PACT1.0 separates platform identity from delegated customer-account authority; providers validate scoped grants and issue signed action receipts.Provider registration policy remains local; identity alone does not prove account ownership. The reviewed normative flow specifies credentials rather than a required financial token, and was not executed here.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse