The September 8 2026 interagency FAQ allows digital-credential methods within existing customer-identification rules, while leaving authentication responsibility with banks and credit unions.Its discussion is not evidence that an AI agent is a natural-person bank customer or that a particular token is authorized.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse