Song describes rejecting unsuitable customer requests and distinguishes verifying who someone is from deciding creditworthiness, providing background checks or deciding access.This is a material limit for theories treating Persona verification as a universal financial reputation score. Other systems could make those decisions, but the interview does not combine them.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse