The Token Letter expects agents to use multiple payment and asset systems, names Stripe and public DREX/PIX alongside decentralized networks, and includes Morpho among programmable-money infrastructure.The letter forecasts coexistence. It does not specify a Morpho oracle role or a TIBBIR requirement for these systems.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse