The VLAB panel challenges Robinhood on novice-investor risk; Bhatt defends learning by doing while acknowledging responsibility for product behavior.A debate, not a claim that access removes investment risk. Speaker turns use contextual address; automatic captions are not diarized.TIBBIR UNIVERSE THIS IS TIBBIR How to get TIBBIR Ribbit in numbers Connected clues Account archive Bridge & contracts On-chain research Connections Community The story Reading room Network map Timeline Findings Source library Conversations People & companies Open questions Export & reuse