TIBBIR Universe · Saved post receipt · 1948488514733310330
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@tbpn · Published: Thu Jul 24 21:00:37 +0000 2025
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We talked to Micky Malka (@mickymalka), the founder of Ribbit Capital and early backer of Coinbase, Robinhood, Bridge about what’s coming next.
"I’m more excited for the next decade than the last."
“Everything is a token. We call it the token factory revolution; tokenizing information, money, and power.”
AI, payments, and financial services are converging fast, and tokens are becoming the raw material for decision-making, coordination, and access.
Micky sees a new stack forming where every company is either building, supplying, or orchestrating tokens.
And he bets on a generation of young founders who are native to this shift:
“Their brains are just faster. The best ones are already building access tokens, expert tokens, asset tokens… stablecoins were only the first chapter.”

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